Has the student solo requirement outlasted its usefulness?

Simply pointing out that our insurance views a certificated pilot differently than a student pilot for insurance rates. I think the rest of the thread is fairly clear on my thoughts.
You may think it's clear, but if I don't, I imagine I am not the only one.

You say, "I'm currently training one of my partners in my Piper Cherokee. We're hoping to complete his training before our annual insurance renewals comes due because it will lower our annual rate significantly. The difference is he will [have] completed ALL the elements of his training and demonstrated proficiency to the FAA at that point in time."

Are you a partner with the person on ownership of the airplane? In business? You don't really say.
You seem to imply (but don't say) that he's a student pilot. Are you then saying you are training him in hopes that he will become a private pilot before your (joint?) policy expires, in order that you can pay a lower premium??
So wIll it be an actual FAA examiner giving him his checkride after you sign him off to take one?
 
You may think it's clear, but if I don't, I imagine I am not the only one.

You say, "I'm currently training one of my partners in my Piper Cherokee. We're hoping to complete his training before our annual insurance renewals comes due because it will lower our annual rate significantly. The difference is he will [have] completed ALL the elements of his training and demonstrated proficiency to the FAA at that point in time."

Are you a partner with the person on ownership of the airplane? In business? You don't really say.
You seem to imply (but don't say) that he's a student pilot. Are you then saying you are training him in hopes that he will become a private pilot before your (joint?) policy expires, in order that you can pay a lower premium??
So wIll it be an actual FAA examiner giving him his checkride after you sign him off to take one?
I'll restate: I am currently training one of my partners in OUR Piper Cherokee. Is that more clear? He owns a third of it and is working towards his private pilot certificate. If we get it done before our insurance renews in July, it will reduce our rates as he will no longer be a student pilot. We, like every flight school, get dinged if student pilots are going to be soloing in their aircraft.
 
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I'll restate: I am currently training one of my partners in OUR Piper Cherokee. Is that more clear? He owns a third of it and is working towards his private pilot certificate. If we get it done before our insurance renews in July, it will reduce our rates as he will no longer be a student pilot. We, like every flight school, get dinged if student pilots are going to be soloing in their aircraft.
I think you will find Loren Jones that insurance for a gyroplane is often very different than insurance for an airplane.
 
Way different. Biggest difference is the potential pool of pilots. PRA tried to do something earlier this year and I think we only had a potential pool of about 100.
 
I think you will find Loren Jones that insurance for a gyroplane is often very different than insurance for an airplane.
It's definitely different in that there appears to be only one underwriter. But I suspect their view of insuring a student vs. a certificated pilot probably isn't that much different.
 
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