No, everything is intact on the whole aircraft except for the damaged spot.Did you have any lead weights in/on the blade for balancing purposes that came loose? I know on model aircraft and I think even on the helicopters you would drill and insert weights into the ends. Maybe a weight came loose and then you struck it?
Insurance underwriters must make a profit. Owners are not their concern. Owners of light aircraft (especially helicopters) are just one high cost component away from bankruptcy.Thanks! No more insight into what happened. My share after the insurance payment was pretty painful. The company also dropped my hull coverage at renewal and doubled my liability premium, which is more evidence that they aren't in business to be fair.